Independent insurance solutions for business owners, professionals, individuals, employers, lenders, and advisors — specializing in business protection, disability income insurance, life insurance, and employee benefits.
Disability quotes for 200+ occupations.
GET MY DISABILITY QUOTEWe built a better way. Our white-glove concierge approach gives business owners, professionals, employers, lenders, and advisors one trusted point of contact for specialized protection solutions—backed by independent access to multiple highly rated carriers, experienced underwriting resources, and dedicated case support.
The right policy starts with choosing the right carrier and underwriting path before you apply — that's the work we do before an application is ever submitted.
One Call.
Coordinated across carriers, underwriting, and the entire process.
What One Trusted Resource Means
A single dedicated resource who coordinates your case from first call to final policy.
Carrier selection, underwriting strategy, and case support managed together, not handed off.
A trusted resource who stays with you as your business, people, and protection needs evolve.
Insurance solutions for professionals, business owners, and families. Start with a quote, explore your options, or review the coverage you already have.
Income protection for physicians, dentists, attorneys, executives, and other professionals.
Income protection for contractors, electricians, plumbers, HVAC technicians, and other skilled trades.
Disability protection for residents and fellows, including guaranteed standard issue where eligible.
Already have life or disability coverage? We’ll review it and compare your options.
Disability insurance availability, eligibility, benefits, discounts, and definitions vary by carrier, state, occupation, and underwriting. Own-occupation, future increase, and guaranteed standard issue options are not available to every applicant. Carrier comparisons are limited to accessible participating markets and eligible products. Quotes are estimates, not offers of coverage.
Whether you have employer-provided disability coverage or no protection at all, your income could be more vulnerable than you think. See your potential income gap and explore ways to help close it.
Enter a few details to see an illustrative estimate in seconds.
We can review your existing coverage, identify potential shortfalls, and compare individual disability insurance options that may help supplement your benefits.
This estimate is before taxes, benefit caps, and policy limits. Your real gap may be larger.
See My Full Income Gap AnalysisIllustrative estimate only, based on a 60% income replacement benchmark. This is not a guaranteed insurable amount. Actual benefits, taxes, offsets, eligibility, and available coverage depend on policy terms and underwriting.
Life insurance, business loan coverage, employee benefits, and planning for business owners and families.
Fast-track life insurance with same-day coverage possible for qualified applicants, subject to approval and policy activation. Higher amounts and complex cases welcome.
Don’t let a life insurance requirement delay your loan closing.
Review your current group plan and compare available alternatives for your business.
Discover the potential value of what you’ve worked so hard to build.
Insurance availability, eligibility, and rates vary by carrier, state, and underwriting. Instant decisions, no-exam options, same-day coverage, and term lengths are available to qualified applicants only and are subject to approval and policy activation. Quotes are estimates, not offers of coverage. Business valuations are informal planning estimates, not certified appraisals.
From protecting your personal income and family to safeguarding your business, key people, and employees, we help you explore coverage options designed around your responsibilities and financial goals..
LEARN MORELife and income protection solutions for SBA and commercial loans. We help coordinate coverage, underwriting, and collateral assignments when required — while working to keep the insurance process moving with your financing timeline.
Learn More →Protect your income, health, family, and financial future. Independent life, health, and disability insurance solutions for professionals, business owners, executives, and self-employed individuals. Explore personalized coverage options, including protection you can keep even when changing jobs or careers.
Learn More →Helps reimburse eligible business expenses if an owner becomes disabled, including expenses such as rent, employee salaries, utilities, insurance, and certain business obligations — helping keep the business operating during a covered disability.
Learn More →Helps protect the business from the financial impact of the death or disability of an owner, executive, employee, or other person whose loss could significantly affect revenue, operations, client relationships, or business continuity.
Learn More →Helps fund obligations created by a Buy-Sell Agreement so ownership can transition according to the agreement following events such as an owner's death or disability.
Learn More →Health, dental, vision, life, disability, and supplemental benefit solutions for businesses of different sizes. We can help compare available options and evaluate benefit strategies designed around your workforce, budget, and objectives.
Learn More →"Partnering with them has been completely invaluable to our business. They make navigating complex coverage seamless, saving us critical time and overhead."
"I’ve worked with Greg for years across both my business and personal insurance. When other plans came along, he helped me navigate through the noise, protected me from making a wrong move, and made sure I was fully secure. Greg always takes the extra time to research and truly understand how our business operates. That is a real partner who cares. ” — Marilyn S., National Medical Equipment Business Owner
"Greg was great to work with. Very knowledgeable, easy to talk to, and never pushy. He took the time to explain my business life insurance options clearly and answered all my questions. I appreciated being able to talk to a real person instead of getting constant sales calls. Greg was able to compare quotes from different companies and explain everything in a way that actually made sense. Overall, it was just a comfortable experience with honest advice and no pressure."
We compare your case with top-rated carriers simultaneously to secure the right protection for your business. From collateral assignment life insurance required by commercial lenders to key person coverage, buy-sell funding, employee benefits, and life, health, and disability insurance, we help protect your business, your income, and the people who keep it running. These are just some of the many highly rated insurance carriers we have access to.
Not limited to one company. Not one algorithm. As an independent agent, I compare these carriers side-by-side to find the coverage that fits your needs and budget.
Get My Free Quote →
You Have Disability Insurance. But Is It Enough? Written by Greg O’Rourke Independent Licensed Insurance Agent…
